LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,984
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,352
−HK$1,390/mo
Today · 4.125%
HK$46,742
baseline
▲ 0.50% · 4.625%
HK$49,586
+HK$2,844/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,484/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,932
−HK$2,643/mo
▼ 0.25% · 3.875%
HK$50,244
−HK$1,331/mo
Today · 4.125%
HK$51,575
baseline
▲ 0.50% · 4.625%
HK$54,294
+HK$2,719/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,150/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,781
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,423
−HK$1,668/mo
Today · 4.125%
HK$56,091
baseline
▲ 0.50% · 4.625%
HK$59,504
+HK$3,413/mo
Deposit HK$7.72M · loan HK$11.57M · min. income ≈ HK$112,182/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,718
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,293
−HK$1,597/mo
Today · 4.125%
HK$61,890
baseline
▲ 0.50% · 4.625%
HK$65,153
+HK$3,263/mo
Deposit HK$7.72M · loan HK$11.57M · min. income ≈ HK$123,780/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,578
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,493
−HK$1,946/mo
Today · 4.125%
HK$65,439
baseline
▲ 0.50% · 4.625%
HK$69,421
+HK$3,982/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,878/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,504
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,342
−HK$1,863/mo
Today · 4.125%
HK$72,205
baseline
▲ 0.50% · 4.625%
HK$76,011
+HK$3,806/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,410/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,171
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$81,634
−HK$2,502/mo
Today · 4.125%
HK$84,136
baseline
▲ 0.50% · 4.625%
HK$89,255
+HK$5,119/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,272/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,077
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$90,439
−HK$2,397/mo
Today · 4.125%
HK$92,836
baseline
▲ 0.50% · 4.625%
HK$97,729
+HK$4,893/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,672/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,339 · Scale 2, in force from 26 Feb 2026)