LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,984
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,352
−HK$1,390/mo
Today · 4.125%
HK$46,742
baseline
▲ 0.50% · 4.625%
HK$49,587
+HK$2,845/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$93,484/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,932
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,244
−HK$1,332/mo
Today · 4.125%
HK$51,576
baseline
▲ 0.50% · 4.625%
HK$54,294
+HK$2,718/mo
Deposit HK$9.64M · loan HK$9.64M · min. income ≈ HK$103,152/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,781
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,423
−HK$1,668/mo
Today · 4.125%
HK$56,091
baseline
▲ 0.50% · 4.625%
HK$59,504
+HK$3,413/mo
Deposit HK$7.72M · loan HK$11.57M · min. income ≈ HK$112,182/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,719
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,293
−HK$1,598/mo
Today · 4.125%
HK$61,891
baseline
▲ 0.50% · 4.625%
HK$65,153
+HK$3,262/mo
Deposit HK$7.72M · loan HK$11.57M · min. income ≈ HK$123,782/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,578
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,493
−HK$1,946/mo
Today · 4.125%
HK$65,439
baseline
▲ 0.50% · 4.625%
HK$69,421
+HK$3,982/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,878/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,505
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,342
−HK$1,864/mo
Today · 4.125%
HK$72,206
baseline
▲ 0.50% · 4.625%
HK$76,012
+HK$3,806/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,412/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,172
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,634
−HK$2,502/mo
Today · 4.125%
HK$84,136
baseline
▲ 0.50% · 4.625%
HK$89,256
+HK$5,120/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,272/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,078
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,440
−HK$2,396/mo
Today · 4.125%
HK$92,836
baseline
▲ 0.50% · 4.625%
HK$97,730
+HK$4,894/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,672/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,345 · Scale 2, in force from 26 Feb 2026)