LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,989
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,357
−HK$1,391/mo
Today · 4.125%
HK$46,748
baseline
▲ 0.50% · 4.625%
HK$49,592
+HK$2,844/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,496/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,937
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,250
−HK$1,331/mo
Today · 4.125%
HK$51,581
baseline
▲ 0.50% · 4.625%
HK$54,300
+HK$2,719/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,162/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,787
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,429
−HK$1,668/mo
Today · 4.125%
HK$56,097
baseline
▲ 0.50% · 4.625%
HK$59,510
+HK$3,413/mo
Deposit HK$7.72M · loan HK$11.57M · min. income ≈ HK$112,194/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,725
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,300
−HK$1,598/mo
Today · 4.125%
HK$61,898
baseline
▲ 0.50% · 4.625%
HK$65,160
+HK$3,262/mo
Deposit HK$7.72M · loan HK$11.57M · min. income ≈ HK$123,796/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,585
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,500
−HK$1,947/mo
Today · 4.125%
HK$65,447
baseline
▲ 0.50% · 4.625%
HK$69,429
+HK$3,982/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,894/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,512
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,350
−HK$1,864/mo
Today · 4.125%
HK$72,214
baseline
▲ 0.50% · 4.625%
HK$76,020
+HK$3,806/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,428/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,180
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,643
−HK$2,503/mo
Today · 4.125%
HK$84,146
baseline
▲ 0.50% · 4.625%
HK$89,266
+HK$5,120/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,292/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,087
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$90,450
−HK$2,396/mo
Today · 4.125%
HK$92,846
baseline
▲ 0.50% · 4.625%
HK$97,740
+HK$4,894/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,692/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,423 · Scale 2, in force from 26 Feb 2026)