LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,991
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,359
−HK$1,390/mo
Today · 4.125%
HK$46,749
baseline
▲ 0.50% · 4.625%
HK$49,594
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,498/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,939
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,252
−HK$1,331/mo
Today · 4.125%
HK$51,583
baseline
▲ 0.50% · 4.625%
HK$54,302
+HK$2,719/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,166/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,789
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,431
−HK$1,668/mo
Today · 4.125%
HK$56,099
baseline
▲ 0.50% · 4.625%
HK$59,513
+HK$3,414/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,198/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,727
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,302
−HK$1,598/mo
Today · 4.125%
HK$61,900
baseline
▲ 0.50% · 4.625%
HK$65,163
+HK$3,263/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,800/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,587
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,503
−HK$1,946/mo
Today · 4.125%
HK$65,449
baseline
▲ 0.50% · 4.625%
HK$69,431
+HK$3,982/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,898/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,515
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,352
−HK$1,864/mo
Today · 4.125%
HK$72,216
baseline
▲ 0.50% · 4.625%
HK$76,023
+HK$3,807/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,432/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,183
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,646
−HK$2,503/mo
Today · 4.125%
HK$84,149
baseline
▲ 0.50% · 4.625%
HK$89,269
+HK$5,120/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,298/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,090
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,453
−HK$2,397/mo
Today · 4.125%
HK$92,850
baseline
▲ 0.50% · 4.625%
HK$97,744
+HK$4,894/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,700/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,449 · Scale 2, in force from 26 Feb 2026)