LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,992
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,361
−HK$1,390/mo
Today · 4.125%
HK$46,751
baseline
▲ 0.50% · 4.625%
HK$49,596
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,502/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,941
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,254
−HK$1,331/mo
Today · 4.125%
HK$51,585
baseline
▲ 0.50% · 4.625%
HK$54,304
+HK$2,719/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,170/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,791
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,433
−HK$1,668/mo
Today · 4.125%
HK$56,101
baseline
▲ 0.50% · 4.625%
HK$59,515
+HK$3,414/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,202/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,729
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,304
−HK$1,598/mo
Today · 4.125%
HK$61,902
baseline
▲ 0.50% · 4.625%
HK$65,165
+HK$3,263/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,804/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,589
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,505
−HK$1,946/mo
Today · 4.125%
HK$65,451
baseline
▲ 0.50% · 4.625%
HK$69,434
+HK$3,983/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$130,902/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,517
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,355
−HK$1,864/mo
Today · 4.125%
HK$72,219
baseline
▲ 0.50% · 4.625%
HK$76,026
+HK$3,807/mo
Deposit HK$5.79M · loan HK$13.50M · min. income ≈ HK$144,438/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,186
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,649
−HK$2,503/mo
Today · 4.125%
HK$84,152
baseline
▲ 0.50% · 4.625%
HK$89,272
+HK$5,120/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,304/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,094
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$90,456
−HK$2,397/mo
Today · 4.125%
HK$92,853
baseline
▲ 0.50% · 4.625%
HK$97,748
+HK$4,895/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,706/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,476 · Scale 2, in force from 26 Feb 2026)