LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,993
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,362
−HK$1,390/mo
Today · 4.125%
HK$46,752
baseline
▲ 0.50% · 4.625%
HK$49,597
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,504/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,942
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,255
−HK$1,332/mo
Today · 4.125%
HK$51,587
baseline
▲ 0.50% · 4.625%
HK$54,306
+HK$2,719/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,174/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,792
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,434
−HK$1,669/mo
Today · 4.125%
HK$56,103
baseline
▲ 0.50% · 4.625%
HK$59,516
+HK$3,413/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,206/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,731
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,306
−HK$1,598/mo
Today · 4.125%
HK$61,904
baseline
▲ 0.50% · 4.625%
HK$65,167
+HK$3,263/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,808/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,591
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,507
−HK$1,946/mo
Today · 4.125%
HK$65,453
baseline
▲ 0.50% · 4.625%
HK$69,436
+HK$3,983/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,906/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,519
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,357
−HK$1,864/mo
Today · 4.125%
HK$72,221
baseline
▲ 0.50% · 4.625%
HK$76,028
+HK$3,807/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,442/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,188
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,652
−HK$2,502/mo
Today · 4.125%
HK$84,154
baseline
▲ 0.50% · 4.625%
HK$89,275
+HK$5,121/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,308/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,096
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,459
−HK$2,397/mo
Today · 4.125%
HK$92,856
baseline
▲ 0.50% · 4.625%
HK$97,750
+HK$4,894/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,712/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,496 · Scale 2, in force from 26 Feb 2026)