LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,995
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,364
−HK$1,390/mo
Today · 4.125%
HK$46,754
baseline
▲ 0.50% · 4.625%
HK$49,599
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,508/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,944
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,257
−HK$1,332/mo
Today · 4.125%
HK$51,589
baseline
▲ 0.50% · 4.625%
HK$54,308
+HK$2,719/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,178/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,794
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,437
−HK$1,668/mo
Today · 4.125%
HK$56,105
baseline
▲ 0.50% · 4.625%
HK$59,519
+HK$3,414/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,210/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,733
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,308
−HK$1,598/mo
Today · 4.125%
HK$61,906
baseline
▲ 0.50% · 4.625%
HK$65,170
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,812/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,593
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,509
−HK$1,947/mo
Today · 4.125%
HK$65,456
baseline
▲ 0.50% · 4.625%
HK$69,439
+HK$3,983/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,912/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,522
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,360
−HK$1,864/mo
Today · 4.125%
HK$72,224
baseline
▲ 0.50% · 4.625%
HK$76,031
+HK$3,807/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,448/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,192
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,655
−HK$2,503/mo
Today · 4.125%
HK$84,158
baseline
▲ 0.50% · 4.625%
HK$89,278
+HK$5,120/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$168,316/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,100
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,463
−HK$2,397/mo
Today · 4.125%
HK$92,860
baseline
▲ 0.50% · 4.625%
HK$97,754
+HK$4,894/mo
Deposit HK$1.93M · loan HK$17.36M · min. income ≈ HK$185,720/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,526 · Scale 2, in force from 26 Feb 2026)