LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,997
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,366
−HK$1,390/mo
Today · 4.125%
HK$46,756
baseline
▲ 0.50% · 4.625%
HK$49,601
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,512/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,946
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,259
−HK$1,332/mo
Today · 4.125%
HK$51,591
baseline
▲ 0.50% · 4.625%
HK$54,310
+HK$2,719/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,182/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,797
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,439
−HK$1,668/mo
Today · 4.125%
HK$56,107
baseline
▲ 0.50% · 4.625%
HK$59,521
+HK$3,414/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,214/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,736
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,311
−HK$1,598/mo
Today · 4.125%
HK$61,909
baseline
▲ 0.50% · 4.625%
HK$65,172
+HK$3,263/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,818/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,596
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,512
−HK$1,947/mo
Today · 4.125%
HK$65,459
baseline
▲ 0.50% · 4.625%
HK$69,442
+HK$3,983/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,918/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,525
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,363
−HK$1,864/mo
Today · 4.125%
HK$72,227
baseline
▲ 0.50% · 4.625%
HK$76,034
+HK$3,807/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,454/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,195
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,658
−HK$2,503/mo
Today · 4.125%
HK$84,161
baseline
▲ 0.50% · 4.625%
HK$89,282
+HK$5,121/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,322/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,103
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,466
−HK$2,397/mo
Today · 4.125%
HK$92,863
baseline
▲ 0.50% · 4.625%
HK$97,758
+HK$4,895/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,726/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,556 · Scale 2, in force from 26 Feb 2026)