LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,998
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,366
−HK$1,391/mo
Today · 4.125%
HK$46,757
baseline
▲ 0.50% · 4.625%
HK$49,602
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,514/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,947
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,260
−HK$1,331/mo
Today · 4.125%
HK$51,591
baseline
▲ 0.50% · 4.625%
HK$54,311
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,182/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,797
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,439
−HK$1,669/mo
Today · 4.125%
HK$56,108
baseline
▲ 0.50% · 4.625%
HK$59,522
+HK$3,414/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,216/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,736
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,312
−HK$1,598/mo
Today · 4.125%
HK$61,910
baseline
▲ 0.50% · 4.625%
HK$65,173
+HK$3,263/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,820/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,597
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,513
−HK$1,946/mo
Today · 4.125%
HK$65,459
baseline
▲ 0.50% · 4.625%
HK$69,442
+HK$3,983/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,918/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,526
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,363
−HK$1,865/mo
Today · 4.125%
HK$72,228
baseline
▲ 0.50% · 4.625%
HK$76,035
+HK$3,807/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,456/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,196
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,659
−HK$2,503/mo
Today · 4.125%
HK$84,162
baseline
▲ 0.50% · 4.625%
HK$89,283
+HK$5,121/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,324/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,104
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,467
−HK$2,397/mo
Today · 4.125%
HK$92,864
baseline
▲ 0.50% · 4.625%
HK$97,759
+HK$4,895/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,728/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,563 · Scale 2, in force from 26 Feb 2026)