LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,999
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,368
−HK$1,391/mo
Today · 4.125%
HK$46,759
baseline
▲ 0.50% · 4.625%
HK$49,604
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,518/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,949
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,262
−HK$1,331/mo
Today · 4.125%
HK$51,593
baseline
▲ 0.50% · 4.625%
HK$54,313
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,186/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,799
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,442
−HK$1,668/mo
Today · 4.125%
HK$56,110
baseline
▲ 0.50% · 4.625%
HK$59,524
+HK$3,414/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,220/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,739
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,314
−HK$1,598/mo
Today · 4.125%
HK$61,912
baseline
▲ 0.50% · 4.625%
HK$65,176
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,824/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,599
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,515
−HK$1,947/mo
Today · 4.125%
HK$65,462
baseline
▲ 0.50% · 4.625%
HK$69,445
+HK$3,983/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,924/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,528
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,366
−HK$1,865/mo
Today · 4.125%
HK$72,231
baseline
▲ 0.50% · 4.625%
HK$76,038
+HK$3,807/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,462/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,199
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,662
−HK$2,503/mo
Today · 4.125%
HK$84,165
baseline
▲ 0.50% · 4.625%
HK$89,287
+HK$5,122/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,330/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,108
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,471
−HK$2,397/mo
Today · 4.125%
HK$92,868
baseline
▲ 0.50% · 4.625%
HK$97,763
+HK$4,895/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,736/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,594 · Scale 2, in force from 26 Feb 2026)