LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,001
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,370
−HK$1,391/mo
Today · 4.125%
HK$46,761
baseline
▲ 0.50% · 4.625%
HK$49,606
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,522/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,951
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,264
−HK$1,332/mo
Today · 4.125%
HK$51,596
baseline
▲ 0.50% · 4.625%
HK$54,315
+HK$2,719/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,192/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,801
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,444
−HK$1,669/mo
Today · 4.125%
HK$56,113
baseline
▲ 0.50% · 4.625%
HK$59,527
+HK$3,414/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,226/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,741
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,317
−HK$1,598/mo
Today · 4.125%
HK$61,915
baseline
▲ 0.50% · 4.625%
HK$65,178
+HK$3,263/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,830/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,602
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,518
−HK$1,947/mo
Today · 4.125%
HK$65,465
baseline
▲ 0.50% · 4.625%
HK$69,448
+HK$3,983/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,930/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,531
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,369
−HK$1,865/mo
Today · 4.125%
HK$72,234
baseline
▲ 0.50% · 4.625%
HK$76,041
+HK$3,807/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,468/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,202
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,666
−HK$2,503/mo
Today · 4.125%
HK$84,169
baseline
▲ 0.50% · 4.625%
HK$89,290
+HK$5,121/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,338/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,112
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,475
−HK$2,397/mo
Today · 4.125%
HK$92,872
baseline
▲ 0.50% · 4.625%
HK$97,768
+HK$4,896/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,744/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,624 · Scale 2, in force from 26 Feb 2026)