LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,003
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,372
−HK$1,391/mo
Today · 4.125%
HK$46,763
baseline
▲ 0.50% · 4.625%
HK$49,608
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,526/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,953
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,266
−HK$1,332/mo
Today · 4.125%
HK$51,598
baseline
▲ 0.50% · 4.625%
HK$54,318
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,196/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,804
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,447
−HK$1,668/mo
Today · 4.125%
HK$56,115
baseline
▲ 0.50% · 4.625%
HK$59,530
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,230/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,744
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,320
−HK$1,598/mo
Today · 4.125%
HK$61,918
baseline
▲ 0.50% · 4.625%
HK$65,182
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,836/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,605
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,521
−HK$1,947/mo
Today · 4.125%
HK$65,468
baseline
▲ 0.50% · 4.625%
HK$69,452
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,936/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,535
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,373
−HK$1,864/mo
Today · 4.125%
HK$72,237
baseline
▲ 0.50% · 4.625%
HK$76,045
+HK$3,808/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,474/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,206
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,670
−HK$2,503/mo
Today · 4.125%
HK$84,173
baseline
▲ 0.50% · 4.625%
HK$89,295
+HK$5,122/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,346/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,116
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,479
−HK$2,398/mo
Today · 4.125%
HK$92,877
baseline
▲ 0.50% · 4.625%
HK$97,772
+HK$4,895/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,754/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,660 · Scale 2, in force from 26 Feb 2026)