LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,005
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,374
−HK$1,390/mo
Today · 4.125%
HK$46,764
baseline
▲ 0.50% · 4.625%
HK$49,610
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,528/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,955
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,268
−HK$1,332/mo
Today · 4.125%
HK$51,600
baseline
▲ 0.50% · 4.625%
HK$54,320
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,200/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,806
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,448
−HK$1,669/mo
Today · 4.125%
HK$56,117
baseline
▲ 0.50% · 4.625%
HK$59,532
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,234/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,746
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,321
−HK$1,599/mo
Today · 4.125%
HK$61,920
baseline
▲ 0.50% · 4.625%
HK$65,184
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,840/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,607
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,523
−HK$1,947/mo
Today · 4.125%
HK$65,470
baseline
▲ 0.50% · 4.625%
HK$69,454
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,940/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,537
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,375
−HK$1,865/mo
Today · 4.125%
HK$72,240
baseline
▲ 0.50% · 4.625%
HK$76,048
+HK$3,808/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,480/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,209
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,673
−HK$2,503/mo
Today · 4.125%
HK$84,176
baseline
▲ 0.50% · 4.625%
HK$89,298
+HK$5,122/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,352/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,119
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,482
−HK$2,398/mo
Today · 4.125%
HK$92,880
baseline
▲ 0.50% · 4.625%
HK$97,776
+HK$4,896/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,760/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,683 · Scale 2, in force from 26 Feb 2026)