LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,007
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,376
−HK$1,390/mo
Today · 4.125%
HK$46,766
baseline
▲ 0.50% · 4.625%
HK$49,612
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,532/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,957
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,270
−HK$1,332/mo
Today · 4.125%
HK$51,602
baseline
▲ 0.50% · 4.625%
HK$54,322
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,204/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,808
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,451
−HK$1,669/mo
Today · 4.125%
HK$56,120
baseline
▲ 0.50% · 4.625%
HK$59,534
+HK$3,414/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,240/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,748
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,324
−HK$1,598/mo
Today · 4.125%
HK$61,922
baseline
▲ 0.50% · 4.625%
HK$65,187
+HK$3,265/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,844/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,609
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,526
−HK$1,947/mo
Today · 4.125%
HK$65,473
baseline
▲ 0.50% · 4.625%
HK$69,457
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,946/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,540
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,378
−HK$1,865/mo
Today · 4.125%
HK$72,243
baseline
▲ 0.50% · 4.625%
HK$76,051
+HK$3,808/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,486/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,212
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,676
−HK$2,503/mo
Today · 4.125%
HK$84,179
baseline
▲ 0.50% · 4.625%
HK$89,302
+HK$5,123/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,358/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,123
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,486
−HK$2,398/mo
Today · 4.125%
HK$92,884
baseline
▲ 0.50% · 4.625%
HK$97,780
+HK$4,896/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,768/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,714 · Scale 2, in force from 26 Feb 2026)