LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,008
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,377
−HK$1,390/mo
Today · 4.125%
HK$46,767
baseline
▲ 0.50% · 4.625%
HK$49,613
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,534/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,958
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,271
−HK$1,332/mo
Today · 4.125%
HK$51,603
baseline
▲ 0.50% · 4.625%
HK$54,323
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,206/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,809
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,452
−HK$1,669/mo
Today · 4.125%
HK$56,121
baseline
▲ 0.50% · 4.625%
HK$59,536
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,242/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,750
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,325
−HK$1,599/mo
Today · 4.125%
HK$61,924
baseline
▲ 0.50% · 4.625%
HK$65,188
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,848/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,611
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,527
−HK$1,947/mo
Today · 4.125%
HK$65,474
baseline
▲ 0.50% · 4.625%
HK$69,458
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,948/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,542
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,380
−HK$1,865/mo
Today · 4.125%
HK$72,245
baseline
▲ 0.50% · 4.625%
HK$76,053
+HK$3,808/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,490/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,214
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,678
−HK$2,503/mo
Today · 4.125%
HK$84,181
baseline
▲ 0.50% · 4.625%
HK$89,304
+HK$5,123/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,362/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,125
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,488
−HK$2,398/mo
Today · 4.125%
HK$92,886
baseline
▲ 0.50% · 4.625%
HK$97,782
+HK$4,896/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,772/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,731 · Scale 2, in force from 26 Feb 2026)