LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,008
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,377
−HK$1,391/mo
Today · 4.125%
HK$46,768
baseline
▲ 0.50% · 4.625%
HK$49,614
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,536/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,959
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,272
−HK$1,332/mo
Today · 4.125%
HK$51,604
baseline
▲ 0.50% · 4.625%
HK$54,324
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,208/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,810
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,453
−HK$1,669/mo
Today · 4.125%
HK$56,122
baseline
▲ 0.50% · 4.625%
HK$59,537
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,244/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,751
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,326
−HK$1,599/mo
Today · 4.125%
HK$61,925
baseline
▲ 0.50% · 4.625%
HK$65,189
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,850/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,612
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$63,528
−HK$1,947/mo
Today · 4.125%
HK$65,475
baseline
▲ 0.50% · 4.625%
HK$69,459
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,950/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,542
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,381
−HK$1,864/mo
Today · 4.125%
HK$72,245
baseline
▲ 0.50% · 4.625%
HK$76,054
+HK$3,809/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,490/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,215
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,679
−HK$2,503/mo
Today · 4.125%
HK$84,182
baseline
▲ 0.50% · 4.625%
HK$89,305
+HK$5,123/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,364/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,126
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,489
−HK$2,398/mo
Today · 4.125%
HK$92,887
baseline
▲ 0.50% · 4.625%
HK$97,783
+HK$4,896/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,774/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,740 · Scale 2, in force from 26 Feb 2026)