LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,009
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,378
−HK$1,391/mo
Today · 4.125%
HK$46,769
baseline
▲ 0.50% · 4.625%
HK$49,615
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,538/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,960
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,273
−HK$1,332/mo
Today · 4.125%
HK$51,605
baseline
▲ 0.50% · 4.625%
HK$54,325
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,210/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,811
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,454
−HK$1,669/mo
Today · 4.125%
HK$56,123
baseline
▲ 0.50% · 4.625%
HK$59,538
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,246/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,752
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,328
−HK$1,598/mo
Today · 4.125%
HK$61,926
baseline
▲ 0.50% · 4.625%
HK$65,191
+HK$3,265/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,852/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,613
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,530
−HK$1,947/mo
Today · 4.125%
HK$65,477
baseline
▲ 0.50% · 4.625%
HK$69,461
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,954/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,544
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,382
−HK$1,865/mo
Today · 4.125%
HK$72,247
baseline
▲ 0.50% · 4.625%
HK$76,056
+HK$3,809/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,494/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,217
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,681
−HK$2,504/mo
Today · 4.125%
HK$84,185
baseline
▲ 0.50% · 4.625%
HK$89,307
+HK$5,122/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,370/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,128
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,492
−HK$2,397/mo
Today · 4.125%
HK$92,889
baseline
▲ 0.50% · 4.625%
HK$97,786
+HK$4,897/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,778/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,759 · Scale 2, in force from 26 Feb 2026)