LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,010
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,379
−HK$1,391/mo
Today · 4.125%
HK$46,770
baseline
▲ 0.50% · 4.625%
HK$49,615
+HK$2,845/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,540/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,961
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,274
−HK$1,332/mo
Today · 4.125%
HK$51,606
baseline
▲ 0.50% · 4.625%
HK$54,326
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,212/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,812
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,455
−HK$1,669/mo
Today · 4.125%
HK$56,124
baseline
▲ 0.50% · 4.625%
HK$59,539
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,248/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,753
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,328
−HK$1,599/mo
Today · 4.125%
HK$61,927
baseline
▲ 0.50% · 4.625%
HK$65,191
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,854/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,614
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,530
−HK$1,948/mo
Today · 4.125%
HK$65,478
baseline
▲ 0.50% · 4.625%
HK$69,462
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,956/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,545
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,383
−HK$1,865/mo
Today · 4.125%
HK$72,248
baseline
▲ 0.50% · 4.625%
HK$76,056
+HK$3,808/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,496/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,218
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,682
−HK$2,503/mo
Today · 4.125%
HK$84,185
baseline
▲ 0.50% · 4.625%
HK$89,308
+HK$5,123/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,370/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,129
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,493
−HK$2,397/mo
Today · 4.125%
HK$92,890
baseline
▲ 0.50% · 4.625%
HK$97,787
+HK$4,897/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,780/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,765 · Scale 2, in force from 26 Feb 2026)