LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,011
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,380
−HK$1,391/mo
Today · 4.125%
HK$46,771
baseline
▲ 0.50% · 4.625%
HK$49,617
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,542/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,962
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,275
−HK$1,332/mo
Today · 4.125%
HK$51,607
baseline
▲ 0.50% · 4.625%
HK$54,328
+HK$2,721/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,214/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,814
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,456
−HK$1,669/mo
Today · 4.125%
HK$56,125
baseline
▲ 0.50% · 4.625%
HK$59,540
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,250/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,755
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,330
−HK$1,599/mo
Today · 4.125%
HK$61,929
baseline
▲ 0.50% · 4.625%
HK$65,193
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,858/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,616
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,532
−HK$1,948/mo
Today · 4.125%
HK$65,480
baseline
▲ 0.50% · 4.625%
HK$69,464
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,960/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,547
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,385
−HK$1,865/mo
Today · 4.125%
HK$72,250
baseline
▲ 0.50% · 4.625%
HK$76,059
+HK$3,809/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,500/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,220
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,684
−HK$2,504/mo
Today · 4.125%
HK$84,188
baseline
▲ 0.50% · 4.625%
HK$89,311
+HK$5,123/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,376/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,132
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,495
−HK$2,398/mo
Today · 4.125%
HK$92,893
baseline
▲ 0.50% · 4.625%
HK$97,790
+HK$4,897/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,786/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,788 · Scale 2, in force from 26 Feb 2026)