LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,013
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,382
−HK$1,391/mo
Today · 4.125%
HK$46,773
baseline
▲ 0.50% · 4.625%
HK$49,619
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,546/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,964
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,277
−HK$1,332/mo
Today · 4.125%
HK$51,609
baseline
▲ 0.50% · 4.625%
HK$54,329
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,218/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,815
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,458
−HK$1,669/mo
Today · 4.125%
HK$56,127
baseline
▲ 0.50% · 4.625%
HK$59,542
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,254/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,756
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,332
−HK$1,599/mo
Today · 4.125%
HK$61,931
baseline
▲ 0.50% · 4.625%
HK$65,195
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,862/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,618
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,534
−HK$1,948/mo
Today · 4.125%
HK$65,482
baseline
▲ 0.50% · 4.625%
HK$69,466
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,964/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,549
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,388
−HK$1,865/mo
Today · 4.125%
HK$72,253
baseline
▲ 0.50% · 4.625%
HK$76,061
+HK$3,808/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,506/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,223
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,687
−HK$2,504/mo
Today · 4.125%
HK$84,191
baseline
▲ 0.50% · 4.625%
HK$89,314
+HK$5,123/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,382/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,135
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,498
−HK$2,398/mo
Today · 4.125%
HK$92,896
baseline
▲ 0.50% · 4.625%
HK$97,793
+HK$4,897/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,792/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,812 · Scale 2, in force from 26 Feb 2026)