LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,014
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,383
−HK$1,391/mo
Today · 4.125%
HK$46,774
baseline
▲ 0.50% · 4.625%
HK$49,620
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,548/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,965
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,278
−HK$1,332/mo
Today · 4.125%
HK$51,610
baseline
▲ 0.50% · 4.625%
HK$54,331
+HK$2,721/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,220/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$723,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,816
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,459
−HK$1,669/mo
Today · 4.125%
HK$56,128
baseline
▲ 0.50% · 4.625%
HK$59,544
+HK$3,416/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,256/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,758
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,334
−HK$1,598/mo
Today · 4.125%
HK$61,932
baseline
▲ 0.50% · 4.625%
HK$65,197
+HK$3,265/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,864/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,619
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,536
−HK$1,947/mo
Today · 4.125%
HK$65,483
baseline
▲ 0.50% · 4.625%
HK$69,468
+HK$3,985/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,966/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,551
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,389
−HK$1,865/mo
Today · 4.125%
HK$72,254
baseline
▲ 0.50% · 4.625%
HK$76,063
+HK$3,809/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,508/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,225
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,689
−HK$2,504/mo
Today · 4.125%
HK$84,193
baseline
▲ 0.50% · 4.625%
HK$89,316
+HK$5,123/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,386/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,137
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,500
−HK$2,398/mo
Today · 4.125%
HK$92,898
baseline
▲ 0.50% · 4.625%
HK$97,795
+HK$4,897/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,796/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,828 · Scale 2, in force from 26 Feb 2026)