LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,015
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,384
−HK$1,391/mo
Today · 4.125%
HK$46,775
baseline
▲ 0.50% · 4.625%
HK$49,621
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,550/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$723,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,966
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,279
−HK$1,333/mo
Today · 4.125%
HK$51,612
baseline
▲ 0.50% · 4.625%
HK$54,332
+HK$2,720/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,224/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$723,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,818
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,461
−HK$1,669/mo
Today · 4.125%
HK$56,130
baseline
▲ 0.50% · 4.625%
HK$59,545
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,260/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,759
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,335
−HK$1,599/mo
Today · 4.125%
HK$61,934
baseline
▲ 0.50% · 4.625%
HK$65,198
+HK$3,264/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,868/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$723,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,621
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$63,538
−HK$1,947/mo
Today · 4.125%
HK$65,485
baseline
▲ 0.50% · 4.625%
HK$69,470
+HK$3,985/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,970/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,553
−HK$3,703/mo
▼ 0.25% · 3.875%
HK$70,391
−HK$1,865/mo
Today · 4.125%
HK$72,256
baseline
▲ 0.50% · 4.625%
HK$76,065
+HK$3,809/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,512/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$723,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,227
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,691
−HK$2,504/mo
Today · 4.125%
HK$84,195
baseline
▲ 0.50% · 4.625%
HK$89,318
+HK$5,123/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,390/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,139
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,503
−HK$2,398/mo
Today · 4.125%
HK$92,901
baseline
▲ 0.50% · 4.625%
HK$97,798
+HK$4,897/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,802/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,847 · Scale 2, in force from 26 Feb 2026)