LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,019
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,388
−HK$1,391/mo
Today · 4.125%
HK$46,779
baseline
▲ 0.50% · 4.625%
HK$49,625
+HK$2,846/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,558/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$723,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,970
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,284
−HK$1,332/mo
Today · 4.125%
HK$51,616
baseline
▲ 0.50% · 4.625%
HK$54,337
+HK$2,721/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,232/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$723,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,822
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,465
−HK$1,670/mo
Today · 4.125%
HK$56,135
baseline
▲ 0.50% · 4.625%
HK$59,550
+HK$3,415/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,270/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$723,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,764
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,340
−HK$1,599/mo
Today · 4.125%
HK$61,939
baseline
▲ 0.50% · 4.625%
HK$65,204
+HK$3,265/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,878/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$723,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,626
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,543
−HK$1,948/mo
Today · 4.125%
HK$65,491
baseline
▲ 0.50% · 4.625%
HK$69,475
+HK$3,984/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,982/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$723,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,558
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,397
−HK$1,865/mo
Today · 4.125%
HK$72,262
baseline
▲ 0.50% · 4.625%
HK$76,071
+HK$3,809/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,524/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$723,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,233
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,698
−HK$2,504/mo
Today · 4.125%
HK$84,202
baseline
▲ 0.50% · 4.625%
HK$89,326
+HK$5,124/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$168,404/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,146
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,511
−HK$2,398/mo
Today · 4.125%
HK$92,909
baseline
▲ 0.50% · 4.625%
HK$97,806
+HK$4,897/mo
Deposit HK$1.93M · loan HK$17.37M · min. income ≈ HK$185,818/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,909 · Scale 2, in force from 26 Feb 2026)