LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,023
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,392
−HK$1,391/mo
Today · 4.125%
HK$46,783
baseline
▲ 0.50% · 4.625%
HK$49,630
+HK$2,847/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,566/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$723,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,975
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,288
−HK$1,333/mo
Today · 4.125%
HK$51,621
baseline
▲ 0.50% · 4.625%
HK$54,342
+HK$2,721/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,242/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$723,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,827
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,471
−HK$1,669/mo
Today · 4.125%
HK$56,140
baseline
▲ 0.50% · 4.625%
HK$59,556
+HK$3,416/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,280/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$723,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,770
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,346
−HK$1,599/mo
Today · 4.125%
HK$61,945
baseline
▲ 0.50% · 4.625%
HK$65,210
+HK$3,265/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,890/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$723,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,632
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,549
−HK$1,948/mo
Today · 4.125%
HK$65,497
baseline
▲ 0.50% · 4.625%
HK$69,482
+HK$3,985/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$130,994/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$723,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,565
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,404
−HK$1,865/mo
Today · 4.125%
HK$72,269
baseline
▲ 0.50% · 4.625%
HK$76,079
+HK$3,810/mo
Deposit HK$5.79M · loan HK$13.51M · min. income ≈ HK$144,538/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$723,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,241
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,706
−HK$2,504/mo
Today · 4.125%
HK$84,210
baseline
▲ 0.50% · 4.625%
HK$89,334
+HK$5,124/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,420/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,155
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,519
−HK$2,398/mo
Today · 4.125%
HK$92,917
baseline
▲ 0.50% · 4.625%
HK$97,815
+HK$4,898/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,834/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$723,977 · Scale 2, in force from 26 Feb 2026)