LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,026
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,395
−HK$1,391/mo
Today · 4.125%
HK$46,786
baseline
▲ 0.50% · 4.625%
HK$49,633
+HK$2,847/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,572/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,978
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,291
−HK$1,333/mo
Today · 4.125%
HK$51,624
baseline
▲ 0.50% · 4.625%
HK$54,345
+HK$2,721/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,248/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,831
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,474
−HK$1,670/mo
Today · 4.125%
HK$56,144
baseline
▲ 0.50% · 4.625%
HK$59,560
+HK$3,416/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,288/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,774
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$60,350
−HK$1,599/mo
Today · 4.125%
HK$61,949
baseline
▲ 0.50% · 4.625%
HK$65,214
+HK$3,265/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,898/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,636
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,553
−HK$1,948/mo
Today · 4.125%
HK$65,501
baseline
▲ 0.50% · 4.625%
HK$69,486
+HK$3,985/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,002/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,569
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,408
−HK$1,866/mo
Today · 4.125%
HK$72,274
baseline
▲ 0.50% · 4.625%
HK$76,083
+HK$3,809/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,548/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,246
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,711
−HK$2,504/mo
Today · 4.125%
HK$84,215
baseline
▲ 0.50% · 4.625%
HK$89,340
+HK$5,125/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,430/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$724,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,160
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,525
−HK$2,398/mo
Today · 4.125%
HK$92,923
baseline
▲ 0.50% · 4.625%
HK$97,821
+HK$4,898/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,846/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$724,023 · Scale 2, in force from 26 Feb 2026)