LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,027
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,396
−HK$1,392/mo
Today · 4.125%
HK$46,788
baseline
▲ 0.50% · 4.625%
HK$49,635
+HK$2,847/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,576/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,979
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,293
−HK$1,333/mo
Today · 4.125%
HK$51,626
baseline
▲ 0.50% · 4.625%
HK$54,347
+HK$2,721/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,252/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,832
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,476
−HK$1,669/mo
Today · 4.125%
HK$56,145
baseline
▲ 0.50% · 4.625%
HK$59,562
+HK$3,417/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,290/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,775
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,352
−HK$1,599/mo
Today · 4.125%
HK$61,951
baseline
▲ 0.50% · 4.625%
HK$65,216
+HK$3,265/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,902/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,638
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,555
−HK$1,948/mo
Today · 4.125%
HK$65,503
baseline
▲ 0.50% · 4.625%
HK$69,489
+HK$3,986/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,006/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,571
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,410
−HK$1,866/mo
Today · 4.125%
HK$72,276
baseline
▲ 0.50% · 4.625%
HK$76,086
+HK$3,810/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,552/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,248
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,713
−HK$2,505/mo
Today · 4.125%
HK$84,218
baseline
▲ 0.50% · 4.625%
HK$89,342
+HK$5,124/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,436/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$724,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,163
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,528
−HK$2,398/mo
Today · 4.125%
HK$92,926
baseline
▲ 0.50% · 4.625%
HK$97,824
+HK$4,898/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,852/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$724,045 · Scale 2, in force from 26 Feb 2026)