LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,027
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,397
−HK$1,391/mo
Today · 4.125%
HK$46,788
baseline
▲ 0.50% · 4.625%
HK$49,635
+HK$2,847/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,576/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,980
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,294
−HK$1,332/mo
Today · 4.125%
HK$51,626
baseline
▲ 0.50% · 4.625%
HK$54,348
+HK$2,722/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,252/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,833
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,476
−HK$1,670/mo
Today · 4.125%
HK$56,146
baseline
▲ 0.50% · 4.625%
HK$59,562
+HK$3,416/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,292/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,776
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,352
−HK$1,600/mo
Today · 4.125%
HK$61,952
baseline
▲ 0.50% · 4.625%
HK$65,217
+HK$3,265/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,904/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,638
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,556
−HK$1,948/mo
Today · 4.125%
HK$65,504
baseline
▲ 0.50% · 4.625%
HK$69,489
+HK$3,985/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,008/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,572
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,411
−HK$1,866/mo
Today · 4.125%
HK$72,277
baseline
▲ 0.50% · 4.625%
HK$76,087
+HK$3,810/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,554/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,249
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,715
−HK$2,504/mo
Today · 4.125%
HK$84,219
baseline
▲ 0.50% · 4.625%
HK$89,344
+HK$5,125/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,438/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$724,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,164
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,529
−HK$2,398/mo
Today · 4.125%
HK$92,927
baseline
▲ 0.50% · 4.625%
HK$97,826
+HK$4,899/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,854/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$724,055 · Scale 2, in force from 26 Feb 2026)