LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,028
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,397
−HK$1,392/mo
Today · 4.125%
HK$46,789
baseline
▲ 0.50% · 4.625%
HK$49,636
+HK$2,847/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,578/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,980
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,294
−HK$1,333/mo
Today · 4.125%
HK$51,627
baseline
▲ 0.50% · 4.625%
HK$54,348
+HK$2,721/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,254/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,833
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,477
−HK$1,669/mo
Today · 4.125%
HK$56,146
baseline
▲ 0.50% · 4.625%
HK$59,563
+HK$3,417/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$112,292/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,776
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,353
−HK$1,599/mo
Today · 4.125%
HK$61,952
baseline
▲ 0.50% · 4.625%
HK$65,218
+HK$3,266/mo
Deposit HK$7.72M · loan HK$11.58M · min. income ≈ HK$123,904/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,639
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,556
−HK$1,948/mo
Today · 4.125%
HK$65,504
baseline
▲ 0.50% · 4.625%
HK$69,490
+HK$3,986/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,008/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,573
−HK$3,704/mo
▼ 0.25% · 3.875%
HK$70,412
−HK$1,865/mo
Today · 4.125%
HK$72,277
baseline
▲ 0.50% · 4.625%
HK$76,087
+HK$3,810/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,554/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,250
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,715
−HK$2,505/mo
Today · 4.125%
HK$84,220
baseline
▲ 0.50% · 4.625%
HK$89,344
+HK$5,124/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,440/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$724,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,165
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,529
−HK$2,399/mo
Today · 4.125%
HK$92,928
baseline
▲ 0.50% · 4.625%
HK$97,826
+HK$4,898/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,856/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$724,059 · Scale 2, in force from 26 Feb 2026)