LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,031
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,400
−HK$1,392/mo
Today · 4.125%
HK$46,792
baseline
▲ 0.50% · 4.625%
HK$49,639
+HK$2,847/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$93,584/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,984
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,297
−HK$1,333/mo
Today · 4.125%
HK$51,630
baseline
▲ 0.50% · 4.625%
HK$54,351
+HK$2,721/mo
Deposit HK$9.65M · loan HK$9.65M · min. income ≈ HK$103,260/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,837
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,480
−HK$1,670/mo
Today · 4.125%
HK$56,150
baseline
▲ 0.50% · 4.625%
HK$59,567
+HK$3,417/mo
Deposit HK$7.72M · loan HK$11.59M · min. income ≈ HK$112,300/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,780
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,357
−HK$1,599/mo
Today · 4.125%
HK$61,956
baseline
▲ 0.50% · 4.625%
HK$65,222
+HK$3,266/mo
Deposit HK$7.72M · loan HK$11.59M · min. income ≈ HK$123,912/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,643
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$63,560
−HK$1,948/mo
Today · 4.125%
HK$65,508
baseline
▲ 0.50% · 4.625%
HK$69,494
+HK$3,986/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,016/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,577
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,416
−HK$1,866/mo
Today · 4.125%
HK$72,282
baseline
▲ 0.50% · 4.625%
HK$76,092
+HK$3,810/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,564/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,255
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,720
−HK$2,505/mo
Today · 4.125%
HK$84,225
baseline
▲ 0.50% · 4.625%
HK$89,350
+HK$5,125/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,450/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,170
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,535
−HK$2,399/mo
Today · 4.125%
HK$92,934
baseline
▲ 0.50% · 4.625%
HK$97,833
+HK$4,899/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,868/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,105 · Scale 2, in force from 26 Feb 2026)