LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,032
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,402
−HK$1,392/mo
Today · 4.125%
HK$46,794
baseline
▲ 0.50% · 4.625%
HK$49,641
+HK$2,847/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,588/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,986
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,299
−HK$1,333/mo
Today · 4.125%
HK$51,632
baseline
▲ 0.50% · 4.625%
HK$54,354
+HK$2,722/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,264/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,839
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,482
−HK$1,670/mo
Today · 4.125%
HK$56,152
baseline
▲ 0.50% · 4.625%
HK$59,569
+HK$3,417/mo
Deposit HK$7.72M · loan HK$11.59M · min. income ≈ HK$112,304/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,783
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,359
−HK$1,600/mo
Today · 4.125%
HK$61,959
baseline
▲ 0.50% · 4.625%
HK$65,224
+HK$3,265/mo
Deposit HK$7.72M · loan HK$11.59M · min. income ≈ HK$123,918/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,645
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,563
−HK$1,948/mo
Today · 4.125%
HK$65,511
baseline
▲ 0.50% · 4.625%
HK$69,497
+HK$3,986/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,022/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,580
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,419
−HK$1,866/mo
Today · 4.125%
HK$72,285
baseline
▲ 0.50% · 4.625%
HK$76,095
+HK$3,810/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,570/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,258
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,724
−HK$2,504/mo
Today · 4.125%
HK$84,228
baseline
▲ 0.50% · 4.625%
HK$89,354
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,456/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,174
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,539
−HK$2,399/mo
Today · 4.125%
HK$92,938
baseline
▲ 0.50% · 4.625%
HK$97,837
+HK$4,899/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,876/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,136 · Scale 2, in force from 26 Feb 2026)