LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,033
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,403
−HK$1,391/mo
Today · 4.125%
HK$46,794
baseline
▲ 0.50% · 4.625%
HK$49,642
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,588/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,986
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,300
−HK$1,333/mo
Today · 4.125%
HK$51,633
baseline
▲ 0.50% · 4.625%
HK$54,355
+HK$2,722/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,266/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,840
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,483
−HK$1,670/mo
Today · 4.125%
HK$56,153
baseline
▲ 0.50% · 4.625%
HK$59,570
+HK$3,417/mo
Deposit HK$7.72M · loan HK$11.59M · min. income ≈ HK$112,306/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,784
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,360
−HK$1,600/mo
Today · 4.125%
HK$61,960
baseline
▲ 0.50% · 4.625%
HK$65,226
+HK$3,266/mo
Deposit HK$7.72M · loan HK$11.59M · min. income ≈ HK$123,920/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,646
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,564
−HK$1,948/mo
Today · 4.125%
HK$65,512
baseline
▲ 0.50% · 4.625%
HK$69,498
+HK$3,986/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,024/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,581
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,420
−HK$1,866/mo
Today · 4.125%
HK$72,286
baseline
▲ 0.50% · 4.625%
HK$76,097
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,572/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,260
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,725
−HK$2,505/mo
Today · 4.125%
HK$84,230
baseline
▲ 0.50% · 4.625%
HK$89,355
+HK$5,125/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,460/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,176
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,540
−HK$2,399/mo
Today · 4.125%
HK$92,939
baseline
▲ 0.50% · 4.625%
HK$97,838
+HK$4,899/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,878/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,149 · Scale 2, in force from 26 Feb 2026)