LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,035
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,405
−HK$1,391/mo
Today · 4.125%
HK$46,796
baseline
▲ 0.50% · 4.625%
HK$49,644
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,592/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,988
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,302
−HK$1,333/mo
Today · 4.125%
HK$51,635
baseline
▲ 0.50% · 4.625%
HK$54,357
+HK$2,722/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,270/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,842
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,486
−HK$1,670/mo
Today · 4.125%
HK$56,156
baseline
▲ 0.50% · 4.625%
HK$59,573
+HK$3,417/mo
Deposit HK$7.72M · loan HK$11.59M · min. income ≈ HK$112,312/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,786
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,363
−HK$1,599/mo
Today · 4.125%
HK$61,962
baseline
▲ 0.50% · 4.625%
HK$65,228
+HK$3,266/mo
Deposit HK$7.72M · loan HK$11.59M · min. income ≈ HK$123,924/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,649
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,567
−HK$1,948/mo
Today · 4.125%
HK$65,515
baseline
▲ 0.50% · 4.625%
HK$69,501
+HK$3,986/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,030/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,584
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,423
−HK$1,866/mo
Today · 4.125%
HK$72,289
baseline
▲ 0.50% · 4.625%
HK$76,100
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,578/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,263
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,728
−HK$2,505/mo
Today · 4.125%
HK$84,233
baseline
▲ 0.50% · 4.625%
HK$89,359
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,466/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,179
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,544
−HK$2,399/mo
Today · 4.125%
HK$92,943
baseline
▲ 0.50% · 4.625%
HK$97,842
+HK$4,899/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,886/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,178 · Scale 2, in force from 26 Feb 2026)