LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,038
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,408
−HK$1,391/mo
Today · 4.125%
HK$46,799
baseline
▲ 0.50% · 4.625%
HK$49,647
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,598/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,992
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,306
−HK$1,332/mo
Today · 4.125%
HK$51,638
baseline
▲ 0.50% · 4.625%
HK$54,360
+HK$2,722/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,276/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,845
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,489
−HK$1,670/mo
Today · 4.125%
HK$56,159
baseline
▲ 0.50% · 4.625%
HK$59,576
+HK$3,417/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,318/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,790
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,367
−HK$1,599/mo
Today · 4.125%
HK$61,966
baseline
▲ 0.50% · 4.625%
HK$65,232
+HK$3,266/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,932/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,653
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,571
−HK$1,948/mo
Today · 4.125%
HK$65,519
baseline
▲ 0.50% · 4.625%
HK$69,506
+HK$3,987/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,038/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,588
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,428
−HK$1,866/mo
Today · 4.125%
HK$72,294
baseline
▲ 0.50% · 4.625%
HK$76,105
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,588/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,268
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,734
−HK$2,505/mo
Today · 4.125%
HK$84,239
baseline
▲ 0.50% · 4.625%
HK$89,365
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,478/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,185
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,550
−HK$2,399/mo
Today · 4.125%
HK$92,949
baseline
▲ 0.50% · 4.625%
HK$97,849
+HK$4,900/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,898/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,225 · Scale 2, in force from 26 Feb 2026)