LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,038
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,408
−HK$1,392/mo
Today · 4.125%
HK$46,800
baseline
▲ 0.50% · 4.625%
HK$49,647
+HK$2,847/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,600/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,992
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,306
−HK$1,333/mo
Today · 4.125%
HK$51,639
baseline
▲ 0.50% · 4.625%
HK$54,361
+HK$2,722/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,278/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,846
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$54,489
−HK$1,670/mo
Today · 4.125%
HK$56,159
baseline
▲ 0.50% · 4.625%
HK$59,577
+HK$3,418/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,318/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,790
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,367
−HK$1,599/mo
Today · 4.125%
HK$61,966
baseline
▲ 0.50% · 4.625%
HK$65,233
+HK$3,267/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,932/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,653
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,571
−HK$1,948/mo
Today · 4.125%
HK$65,519
baseline
▲ 0.50% · 4.625%
HK$69,506
+HK$3,987/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,038/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,589
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,428
−HK$1,866/mo
Today · 4.125%
HK$72,294
baseline
▲ 0.50% · 4.625%
HK$76,105
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,588/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,268
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,734
−HK$2,505/mo
Today · 4.125%
HK$84,239
baseline
▲ 0.50% · 4.625%
HK$89,365
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,478/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,185
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,550
−HK$2,400/mo
Today · 4.125%
HK$92,950
baseline
▲ 0.50% · 4.625%
HK$97,849
+HK$4,899/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,900/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,228 · Scale 2, in force from 26 Feb 2026)