LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,038
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,408
−HK$1,392/mo
Today · 4.125%
HK$46,800
baseline
▲ 0.50% · 4.625%
HK$49,647
+HK$2,847/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,600/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,992
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,306
−HK$1,333/mo
Today · 4.125%
HK$51,639
baseline
▲ 0.50% · 4.625%
HK$54,361
+HK$2,722/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,278/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,846
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,490
−HK$1,670/mo
Today · 4.125%
HK$56,160
baseline
▲ 0.50% · 4.625%
HK$59,577
+HK$3,417/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,320/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,790
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,367
−HK$1,600/mo
Today · 4.125%
HK$61,967
baseline
▲ 0.50% · 4.625%
HK$65,233
+HK$3,266/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,934/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,653
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,571
−HK$1,949/mo
Today · 4.125%
HK$65,520
baseline
▲ 0.50% · 4.625%
HK$69,506
+HK$3,986/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,040/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,589
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,428
−HK$1,866/mo
Today · 4.125%
HK$72,294
baseline
▲ 0.50% · 4.625%
HK$76,105
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,588/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,269
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,734
−HK$2,505/mo
Today · 4.125%
HK$84,239
baseline
▲ 0.50% · 4.625%
HK$89,365
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,478/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,186
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,551
−HK$2,399/mo
Today · 4.125%
HK$92,950
baseline
▲ 0.50% · 4.625%
HK$97,849
+HK$4,899/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,900/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,230 · Scale 2, in force from 26 Feb 2026)