LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,039
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,408
−HK$1,392/mo
Today · 4.125%
HK$46,800
baseline
▲ 0.50% · 4.625%
HK$49,648
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,600/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,993
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,306
−HK$1,333/mo
Today · 4.125%
HK$51,639
baseline
▲ 0.50% · 4.625%
HK$54,361
+HK$2,722/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,278/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,846
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,490
−HK$1,670/mo
Today · 4.125%
HK$56,160
baseline
▲ 0.50% · 4.625%
HK$59,578
+HK$3,418/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,320/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,791
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,368
−HK$1,599/mo
Today · 4.125%
HK$61,967
baseline
▲ 0.50% · 4.625%
HK$65,234
+HK$3,267/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,934/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,654
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,572
−HK$1,948/mo
Today · 4.125%
HK$65,520
baseline
▲ 0.50% · 4.625%
HK$69,507
+HK$3,987/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,040/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,590
−HK$3,705/mo
▼ 0.25% · 3.875%
HK$70,429
−HK$1,866/mo
Today · 4.125%
HK$72,295
baseline
▲ 0.50% · 4.625%
HK$76,106
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,590/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,270
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,735
−HK$2,505/mo
Today · 4.125%
HK$84,240
baseline
▲ 0.50% · 4.625%
HK$89,366
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,480/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,187
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,552
−HK$2,399/mo
Today · 4.125%
HK$92,951
baseline
▲ 0.50% · 4.625%
HK$97,851
+HK$4,900/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,902/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,239 · Scale 2, in force from 26 Feb 2026)