LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,040
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,410
−HK$1,392/mo
Today · 4.125%
HK$46,802
baseline
▲ 0.50% · 4.625%
HK$49,650
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,604/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,995
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,309
−HK$1,333/mo
Today · 4.125%
HK$51,642
baseline
▲ 0.50% · 4.625%
HK$54,364
+HK$2,722/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,284/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,848
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,492
−HK$1,671/mo
Today · 4.125%
HK$56,163
baseline
▲ 0.50% · 4.625%
HK$59,580
+HK$3,417/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,326/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,793
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,370
−HK$1,600/mo
Today · 4.125%
HK$61,970
baseline
▲ 0.50% · 4.625%
HK$65,236
+HK$3,266/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,940/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,657
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,574
−HK$1,949/mo
Today · 4.125%
HK$65,523
baseline
▲ 0.50% · 4.625%
HK$69,510
+HK$3,987/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,046/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,592
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,432
−HK$1,866/mo
Today · 4.125%
HK$72,298
baseline
▲ 0.50% · 4.625%
HK$76,109
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,596/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,273
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,739
−HK$2,505/mo
Today · 4.125%
HK$84,244
baseline
▲ 0.50% · 4.625%
HK$89,370
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,488/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,190
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,555
−HK$2,400/mo
Today · 4.125%
HK$92,955
baseline
▲ 0.50% · 4.625%
HK$97,855
+HK$4,900/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,910/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,268 · Scale 2, in force from 26 Feb 2026)