LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,043
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,413
−HK$1,392/mo
Today · 4.125%
HK$46,805
baseline
▲ 0.50% · 4.625%
HK$49,653
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,610/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,998
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,312
−HK$1,333/mo
Today · 4.125%
HK$51,645
baseline
▲ 0.50% · 4.625%
HK$54,367
+HK$2,722/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,290/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,852
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,496
−HK$1,670/mo
Today · 4.125%
HK$56,166
baseline
▲ 0.50% · 4.625%
HK$59,584
+HK$3,418/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,332/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,797
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,374
−HK$1,600/mo
Today · 4.125%
HK$61,974
baseline
▲ 0.50% · 4.625%
HK$65,240
+HK$3,266/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,948/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,660
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,578
−HK$1,949/mo
Today · 4.125%
HK$65,527
baseline
▲ 0.50% · 4.625%
HK$69,514
+HK$3,987/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,054/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,597
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,436
−HK$1,867/mo
Today · 4.125%
HK$72,303
baseline
▲ 0.50% · 4.625%
HK$76,114
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,606/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,278
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,744
−HK$2,505/mo
Today · 4.125%
HK$84,249
baseline
▲ 0.50% · 4.625%
HK$89,375
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,498/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,196
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,561
−HK$2,399/mo
Today · 4.125%
HK$92,960
baseline
▲ 0.50% · 4.625%
HK$97,861
+HK$4,901/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,920/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,312 · Scale 2, in force from 26 Feb 2026)