LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,044
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,414
−HK$1,392/mo
Today · 4.125%
HK$46,806
baseline
▲ 0.50% · 4.625%
HK$49,654
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,612/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,998
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,312
−HK$1,333/mo
Today · 4.125%
HK$51,645
baseline
▲ 0.50% · 4.625%
HK$54,368
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,290/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,852
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,496
−HK$1,671/mo
Today · 4.125%
HK$56,167
baseline
▲ 0.50% · 4.625%
HK$59,584
+HK$3,417/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,334/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,798
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,375
−HK$1,599/mo
Today · 4.125%
HK$61,974
baseline
▲ 0.50% · 4.625%
HK$65,241
+HK$3,267/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,948/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,661
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,579
−HK$1,949/mo
Today · 4.125%
HK$65,528
baseline
▲ 0.50% · 4.625%
HK$69,515
+HK$3,987/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,056/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,597
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,437
−HK$1,866/mo
Today · 4.125%
HK$72,303
baseline
▲ 0.50% · 4.625%
HK$76,115
+HK$3,812/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,606/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,279
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,745
−HK$2,505/mo
Today · 4.125%
HK$84,250
baseline
▲ 0.50% · 4.625%
HK$89,376
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,500/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,197
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,562
−HK$2,400/mo
Today · 4.125%
HK$92,962
baseline
▲ 0.50% · 4.625%
HK$97,862
+HK$4,900/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,924/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,321 · Scale 2, in force from 26 Feb 2026)