LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,044
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,414
−HK$1,392/mo
Today · 4.125%
HK$46,806
baseline
▲ 0.50% · 4.625%
HK$49,654
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,612/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,999
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,313
−HK$1,333/mo
Today · 4.125%
HK$51,646
baseline
▲ 0.50% · 4.625%
HK$54,369
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,292/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,853
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,497
−HK$1,671/mo
Today · 4.125%
HK$56,168
baseline
▲ 0.50% · 4.625%
HK$59,585
+HK$3,417/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,336/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,799
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$60,376
−HK$1,599/mo
Today · 4.125%
HK$61,975
baseline
▲ 0.50% · 4.625%
HK$65,242
+HK$3,267/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,950/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,662
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,580
−HK$1,949/mo
Today · 4.125%
HK$65,529
baseline
▲ 0.50% · 4.625%
HK$69,516
+HK$3,987/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,058/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,599
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,438
−HK$1,867/mo
Today · 4.125%
HK$72,305
baseline
▲ 0.50% · 4.625%
HK$76,116
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,610/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,280
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,746
−HK$2,505/mo
Today · 4.125%
HK$84,251
baseline
▲ 0.50% · 4.625%
HK$89,378
+HK$5,127/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,502/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,198
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,564
−HK$2,399/mo
Today · 4.125%
HK$92,963
baseline
▲ 0.50% · 4.625%
HK$97,863
+HK$4,900/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,926/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,334 · Scale 2, in force from 26 Feb 2026)