LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,045
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,416
−HK$1,392/mo
Today · 4.125%
HK$46,808
baseline
▲ 0.50% · 4.625%
HK$49,656
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,616/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,000
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,314
−HK$1,333/mo
Today · 4.125%
HK$51,647
baseline
▲ 0.50% · 4.625%
HK$54,370
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,294/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,855
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,499
−HK$1,670/mo
Today · 4.125%
HK$56,169
baseline
▲ 0.50% · 4.625%
HK$59,587
+HK$3,418/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,338/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,800
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,377
−HK$1,600/mo
Today · 4.125%
HK$61,977
baseline
▲ 0.50% · 4.625%
HK$65,244
+HK$3,267/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,954/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,664
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,582
−HK$1,949/mo
Today · 4.125%
HK$65,531
baseline
▲ 0.50% · 4.625%
HK$69,518
+HK$3,987/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,062/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,600
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,440
−HK$1,866/mo
Today · 4.125%
HK$72,306
baseline
▲ 0.50% · 4.625%
HK$76,118
+HK$3,812/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,612/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,282
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$81,748
−HK$2,506/mo
Today · 4.125%
HK$84,254
baseline
▲ 0.50% · 4.625%
HK$89,380
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,508/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,200
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,566
−HK$2,399/mo
Today · 4.125%
HK$92,965
baseline
▲ 0.50% · 4.625%
HK$97,866
+HK$4,901/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,930/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,351 · Scale 2, in force from 26 Feb 2026)