LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,046
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,416
−HK$1,392/mo
Today · 4.125%
HK$46,808
baseline
▲ 0.50% · 4.625%
HK$49,656
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,616/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,001
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,315
−HK$1,333/mo
Today · 4.125%
HK$51,648
baseline
▲ 0.50% · 4.625%
HK$54,371
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,296/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,855
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,499
−HK$1,671/mo
Today · 4.125%
HK$56,170
baseline
▲ 0.50% · 4.625%
HK$59,588
+HK$3,418/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,340/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,801
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,378
−HK$1,600/mo
Today · 4.125%
HK$61,978
baseline
▲ 0.50% · 4.625%
HK$65,245
+HK$3,267/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,956/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,665
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$63,583
−HK$1,948/mo
Today · 4.125%
HK$65,531
baseline
▲ 0.50% · 4.625%
HK$69,519
+HK$3,988/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$131,062/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,601
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,441
−HK$1,867/mo
Today · 4.125%
HK$72,308
baseline
▲ 0.50% · 4.625%
HK$76,119
+HK$3,811/mo
Deposit HK$5.79M · loan HK$13.52M · min. income ≈ HK$144,616/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,283
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$81,749
−HK$2,506/mo
Today · 4.125%
HK$84,255
baseline
▲ 0.50% · 4.625%
HK$89,381
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$168,510/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,202
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,567
−HK$2,400/mo
Today · 4.125%
HK$92,967
baseline
▲ 0.50% · 4.625%
HK$97,867
+HK$4,900/mo
Deposit HK$1.93M · loan HK$17.38M · min. income ≈ HK$185,934/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,362 · Scale 2, in force from 26 Feb 2026)