LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,047
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,417
−HK$1,392/mo
Today · 4.125%
HK$46,809
baseline
▲ 0.50% · 4.625%
HK$49,657
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,618/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,002
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,316
−HK$1,333/mo
Today · 4.125%
HK$51,649
baseline
▲ 0.50% · 4.625%
HK$54,372
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,298/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,857
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$54,501
−HK$1,670/mo
Today · 4.125%
HK$56,171
baseline
▲ 0.50% · 4.625%
HK$59,589
+HK$3,418/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,342/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,802
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,379
−HK$1,600/mo
Today · 4.125%
HK$61,979
baseline
▲ 0.50% · 4.625%
HK$65,246
+HK$3,267/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,958/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,666
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$63,584
−HK$1,949/mo
Today · 4.125%
HK$65,533
baseline
▲ 0.50% · 4.625%
HK$69,520
+HK$3,987/mo
Deposit HK$5.80M · loan HK$13.52M · min. income ≈ HK$131,066/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,603
−HK$3,706/mo
▼ 0.25% · 3.875%
HK$70,443
−HK$1,866/mo
Today · 4.125%
HK$72,309
baseline
▲ 0.50% · 4.625%
HK$76,121
+HK$3,812/mo
Deposit HK$5.80M · loan HK$13.52M · min. income ≈ HK$144,618/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,285
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$81,751
−HK$2,506/mo
Today · 4.125%
HK$84,257
baseline
▲ 0.50% · 4.625%
HK$89,383
+HK$5,126/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$168,514/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,204
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,569
−HK$2,400/mo
Today · 4.125%
HK$92,969
baseline
▲ 0.50% · 4.625%
HK$97,869
+HK$4,900/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$185,938/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,378 · Scale 2, in force from 26 Feb 2026)