LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,055
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,425
−HK$1,392/mo
Today · 4.125%
HK$46,817
baseline
▲ 0.50% · 4.625%
HK$49,666
+HK$2,849/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,634/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,010
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,325
−HK$1,333/mo
Today · 4.125%
HK$51,658
baseline
▲ 0.50% · 4.625%
HK$54,381
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,316/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,865
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,510
−HK$1,671/mo
Today · 4.125%
HK$56,181
baseline
▲ 0.50% · 4.625%
HK$59,599
+HK$3,418/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,362/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,812
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,390
−HK$1,600/mo
Today · 4.125%
HK$61,990
baseline
▲ 0.50% · 4.625%
HK$65,257
+HK$3,267/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,980/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,676
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,595
−HK$1,949/mo
Today · 4.125%
HK$65,544
baseline
▲ 0.50% · 4.625%
HK$69,532
+HK$3,988/mo
Deposit HK$5.80M · loan HK$13.52M · min. income ≈ HK$131,088/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,614
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,455
−HK$1,866/mo
Today · 4.125%
HK$72,321
baseline
▲ 0.50% · 4.625%
HK$76,133
+HK$3,812/mo
Deposit HK$5.80M · loan HK$13.52M · min. income ≈ HK$144,642/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,298
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,765
−HK$2,506/mo
Today · 4.125%
HK$84,271
baseline
▲ 0.50% · 4.625%
HK$89,399
+HK$5,128/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$168,542/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,218
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,584
−HK$2,401/mo
Today · 4.125%
HK$92,985
baseline
▲ 0.50% · 4.625%
HK$97,886
+HK$4,901/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$185,970/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,500 · Scale 2, in force from 26 Feb 2026)