LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,056
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,426
−HK$1,392/mo
Today · 4.125%
HK$46,818
baseline
▲ 0.50% · 4.625%
HK$49,667
+HK$2,849/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,636/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,012
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,326
−HK$1,334/mo
Today · 4.125%
HK$51,660
baseline
▲ 0.50% · 4.625%
HK$54,383
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,320/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$724,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,867
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,511
−HK$1,671/mo
Today · 4.125%
HK$56,182
baseline
▲ 0.50% · 4.625%
HK$59,601
+HK$3,419/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,364/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,814
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$60,391
−HK$1,600/mo
Today · 4.125%
HK$61,991
baseline
▲ 0.50% · 4.625%
HK$65,259
+HK$3,268/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,982/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,678
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,597
−HK$1,949/mo
Today · 4.125%
HK$65,546
baseline
▲ 0.50% · 4.625%
HK$69,534
+HK$3,988/mo
Deposit HK$5.80M · loan HK$13.52M · min. income ≈ HK$131,092/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,616
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,457
−HK$1,866/mo
Today · 4.125%
HK$72,323
baseline
▲ 0.50% · 4.625%
HK$76,136
+HK$3,813/mo
Deposit HK$5.80M · loan HK$13.52M · min. income ≈ HK$144,646/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,300
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,767
−HK$2,506/mo
Today · 4.125%
HK$84,273
baseline
▲ 0.50% · 4.625%
HK$89,401
+HK$5,128/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$168,546/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,221
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,587
−HK$2,400/mo
Today · 4.125%
HK$92,987
baseline
▲ 0.50% · 4.625%
HK$97,889
+HK$4,902/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$185,974/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,521 · Scale 2, in force from 26 Feb 2026)