LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,059
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,429
−HK$1,393/mo
Today · 4.125%
HK$46,822
baseline
▲ 0.50% · 4.625%
HK$49,670
+HK$2,848/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,644/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,015
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,329
−HK$1,334/mo
Today · 4.125%
HK$51,663
baseline
▲ 0.50% · 4.625%
HK$54,386
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,326/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,870
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,515
−HK$1,671/mo
Today · 4.125%
HK$56,186
baseline
▲ 0.50% · 4.625%
HK$59,605
+HK$3,419/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,372/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,818
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,395
−HK$1,601/mo
Today · 4.125%
HK$61,996
baseline
▲ 0.50% · 4.625%
HK$65,263
+HK$3,267/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$123,992/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,682
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$63,601
−HK$1,949/mo
Today · 4.125%
HK$65,550
baseline
▲ 0.50% · 4.625%
HK$69,539
+HK$3,989/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,100/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,621
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,461
−HK$1,867/mo
Today · 4.125%
HK$72,328
baseline
▲ 0.50% · 4.625%
HK$76,141
+HK$3,813/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,656/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,306
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,772
−HK$2,507/mo
Today · 4.125%
HK$84,279
baseline
▲ 0.50% · 4.625%
HK$89,407
+HK$5,128/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$168,558/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,227
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,593
−HK$2,400/mo
Today · 4.125%
HK$92,993
baseline
▲ 0.50% · 4.625%
HK$97,895
+HK$4,902/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$185,986/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,568 · Scale 2, in force from 26 Feb 2026)