LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,063
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,434
−HK$1,392/mo
Today · 4.125%
HK$46,826
baseline
▲ 0.50% · 4.625%
HK$49,676
+HK$2,850/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,652/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,020
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,334
−HK$1,334/mo
Today · 4.125%
HK$51,668
baseline
▲ 0.50% · 4.625%
HK$54,392
+HK$2,724/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,336/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,876
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,520
−HK$1,672/mo
Today · 4.125%
HK$56,192
baseline
▲ 0.50% · 4.625%
HK$59,611
+HK$3,419/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,384/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,824
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,401
−HK$1,601/mo
Today · 4.125%
HK$62,002
baseline
▲ 0.50% · 4.625%
HK$65,270
+HK$3,268/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$124,004/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,688
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,607
−HK$1,950/mo
Today · 4.125%
HK$65,557
baseline
▲ 0.50% · 4.625%
HK$69,546
+HK$3,989/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,114/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,628
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,468
−HK$1,867/mo
Today · 4.125%
HK$72,335
baseline
▲ 0.50% · 4.625%
HK$76,148
+HK$3,813/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,670/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,314
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,781
−HK$2,506/mo
Today · 4.125%
HK$84,287
baseline
▲ 0.50% · 4.625%
HK$89,416
+HK$5,129/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$168,574/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,236
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,602
−HK$2,401/mo
Today · 4.125%
HK$93,003
baseline
▲ 0.50% · 4.625%
HK$97,905
+HK$4,902/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$186,006/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,641 · Scale 2, in force from 26 Feb 2026)