LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,064
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,434
−HK$1,393/mo
Today · 4.125%
HK$46,827
baseline
▲ 0.50% · 4.625%
HK$49,676
+HK$2,849/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,654/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,020
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,335
−HK$1,334/mo
Today · 4.125%
HK$51,669
baseline
▲ 0.50% · 4.625%
HK$54,392
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,338/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,877
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$54,521
−HK$1,671/mo
Today · 4.125%
HK$56,192
baseline
▲ 0.50% · 4.625%
HK$59,612
+HK$3,420/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$112,384/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,825
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,402
−HK$1,601/mo
Today · 4.125%
HK$62,003
baseline
▲ 0.50% · 4.625%
HK$65,271
+HK$3,268/mo
Deposit HK$7.73M · loan HK$11.59M · min. income ≈ HK$124,006/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,689
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,608
−HK$1,950/mo
Today · 4.125%
HK$65,558
baseline
▲ 0.50% · 4.625%
HK$69,547
+HK$3,989/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,116/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,629
−HK$3,707/mo
▼ 0.25% · 3.875%
HK$70,469
−HK$1,867/mo
Today · 4.125%
HK$72,336
baseline
▲ 0.50% · 4.625%
HK$76,149
+HK$3,813/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,672/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,315
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,782
−HK$2,507/mo
Today · 4.125%
HK$84,289
baseline
▲ 0.50% · 4.625%
HK$89,417
+HK$5,128/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$168,578/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,237
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,603
−HK$2,401/mo
Today · 4.125%
HK$93,004
baseline
▲ 0.50% · 4.625%
HK$97,906
+HK$4,902/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$186,008/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,652 · Scale 2, in force from 26 Feb 2026)