LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,066
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,437
−HK$1,392/mo
Today · 4.125%
HK$46,829
baseline
▲ 0.50% · 4.625%
HK$49,679
+HK$2,850/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,658/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,023
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,338
−HK$1,334/mo
Today · 4.125%
HK$51,672
baseline
▲ 0.50% · 4.625%
HK$54,395
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,344/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,879
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,524
−HK$1,671/mo
Today · 4.125%
HK$56,195
baseline
▲ 0.50% · 4.625%
HK$59,615
+HK$3,420/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,390/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,828
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,405
−HK$1,601/mo
Today · 4.125%
HK$62,006
baseline
▲ 0.50% · 4.625%
HK$65,274
+HK$3,268/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,012/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$724,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,692
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,611
−HK$1,950/mo
Today · 4.125%
HK$65,561
baseline
▲ 0.50% · 4.625%
HK$69,550
+HK$3,989/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,122/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,632
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,473
−HK$1,867/mo
Today · 4.125%
HK$72,340
baseline
▲ 0.50% · 4.625%
HK$76,153
+HK$3,813/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,680/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,319
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,786
−HK$2,507/mo
Today · 4.125%
HK$84,293
baseline
▲ 0.50% · 4.625%
HK$89,422
+HK$5,129/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$168,586/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,241
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,608
−HK$2,401/mo
Today · 4.125%
HK$93,009
baseline
▲ 0.50% · 4.625%
HK$97,911
+HK$4,902/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$186,018/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,688 · Scale 2, in force from 26 Feb 2026)