LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,069
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,439
−HK$1,393/mo
Today · 4.125%
HK$46,832
baseline
▲ 0.50% · 4.625%
HK$49,682
+HK$2,850/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,664/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,026
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,341
−HK$1,334/mo
Today · 4.125%
HK$51,675
baseline
▲ 0.50% · 4.625%
HK$54,398
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,350/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,882
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,527
−HK$1,672/mo
Today · 4.125%
HK$56,199
baseline
▲ 0.50% · 4.625%
HK$59,618
+HK$3,419/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,398/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,831
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,409
−HK$1,601/mo
Today · 4.125%
HK$62,010
baseline
▲ 0.50% · 4.625%
HK$65,278
+HK$3,268/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,020/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,696
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,615
−HK$1,950/mo
Today · 4.125%
HK$65,565
baseline
▲ 0.50% · 4.625%
HK$69,554
+HK$3,989/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,130/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,636
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,477
−HK$1,867/mo
Today · 4.125%
HK$72,344
baseline
▲ 0.50% · 4.625%
HK$76,158
+HK$3,814/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,688/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,323
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,791
−HK$2,507/mo
Today · 4.125%
HK$84,298
baseline
▲ 0.50% · 4.625%
HK$89,427
+HK$5,129/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$168,596/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,247
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,613
−HK$2,401/mo
Today · 4.125%
HK$93,014
baseline
▲ 0.50% · 4.625%
HK$97,917
+HK$4,903/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$186,028/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,731 · Scale 2, in force from 26 Feb 2026)